Where is the best place to get a $7000 loan or should I go bankrupt?

I am fed up with debt and no car, ive worked hard all my life for the government to put me in debt, I got fined $500 for avoiding an accident at a red light camera, I got fined another $500 becos someone in nottingham lost my papers, I have had bad after bad luck, what shall I do, serious answers only please